The FINPACK Presentation Manager saves you time by providing a consistent and concise loan presentation format customized to your institution's needs.
Balance Sheet
Lenders always speak highly of the FINPACK Balance Sheet. It is simple to use yet gathers all the data you need. Once a balance sheet is complete, you can easily copy and revise it for the next renewal season.
Collateral Analysis
Collateral Analysis builds from the balance sheet to calculate Loan to Value and the Collateral Margin. Proposed loans and projected collateral can be added to complete the analysis. Collateral Analysis transfers directly into Presentation Manager and Risk Rating.
Earned Net Worth Analysis
FINPACK’s Earned Net Worth Analysis provides an efficient means of deriving earned net worth change, net income, and term debt coverage from just beginning and ending balance sheets. You can quickly arrive at the information you need even when access to complete income and expense records is not available.
Risk Rating
FINPACK’s risk scoring tool lets you create your own rating model and automatically link to data from client plans and analyses.
Annual Plan
When you don’t need a monthly cash flow, the Annual Plan requires less time and data but provides a complete cash flow with pro-forma accrual analysis for the planning year.
Monthly Cash Flow (FINFLO)
Project monthly cash flows, annual operating loan needs, and repayment capacity for the year, any portion of a year, or up to ten years.
Financial Analysis
Financial Analysis provides a complete accrual analysis of the business, including income statements, ratio analysis, and historical spreads. For Agriculture, the analysis includes cash reconciliation
and as much physical production analysis as desired.
RMA Comparisons
Compare your customer’s financial analysis to industry standards using the RMA Comparisons built into FINPACK. RMA Comparisons is an optional add-on that you can purchase with FINPACK Commercial.
Income Statements & Tax Database
When you do not need a full accrual analysis use FINPACK’s tax databases (Schedule F, Schedule C, 1040, partnership or corporate) to document business income and expenses, and provide a quick and easy source of historical financial performance.
FSA Forms Package
The FINPACK FSA Forms Package will generate the required forms to process FSA guaranteed loans, interest assistance, and direct loan applications.
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FINPACK Agriculture book
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FINPACK Commercial book
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